UK Stamp Duty Land Tax (SDLT) Calculator
Calculate your exact HMRC Stamp Duty. Includes First-Time Buyer relief, standard residential moving tiers, second home surcharges, and non-resident rates.
UK Stamp Duty Land Tax (SDLT) Calculator
Calculate HMRC Stamp Duty for residential purchases, first-time buyer relief, buy-to-let surcharges, and non-resident rates.
Applies if you have not been present in the UK for at least 183 days.
Understanding UK Stamp Duty Rates & Thresholds
In England and Northern Ireland, Stamp Duty Land Tax is calculated progressively in slices. You only pay the tax percentage rate on the portion of property price that falls within each specific HMRC band.
Key Features
First-Time Buyer Relief Integration
Models 0% duty on purchases up to £425,000 and 5% between £425,000 and £625,000.
Autumn Budget 5% Additional Property Surcharge
Incorporates the increased 5% surcharge on buy-to-let investments and second homes.
Non-UK Resident 2% Surcharge
Accurately applies the additional 2% stamp duty levy for overseas buyers.
Itemized HMRC Tax Band Breakdown
View the exact tax liability across every single statutory price tier.
Common Use Cases
- ✓UK Homebuyers & Movers
Budget total conveyancing cash requirements when purchasing a primary residence in England or Northern Ireland.
- ✓Buy-to-Let Landlords & Property Investors
Model the return on capital after factoring in the 5% additional dwelling surcharge.
- ✓Estate Agents & Mortgage Brokers
Provide instant, accurate tax estimates to prospective buyers during viewings.
Frequently Asked Questions
What is Stamp Duty Land Tax (SDLT)?
Stamp Duty Land Tax is a progressive tax paid to HMRC by property buyers when acquiring a residential property or land in England and Northern Ireland over certain price thresholds.
How does First-Time Buyer relief work?
First-time buyers pay 0% stamp duty on property purchases up to £425,000 and 5% on the portion between £425,001 and £625,000. If the property price exceeds £625,000, standard home mover rates apply to the entire price.
What is the surcharge for second homes and buy-to-let?
Following the Autumn Budget, buyers purchasing an additional residential property (such as a second holiday home or buy-to-let rental) pay an extra 5% surcharge on top of standard residential rates across all price bands.
When is Stamp Duty payment due to HMRC?
Your solicitor or conveyancer must submit your SDLT return and pay the tax within 14 calendar days of your completion date to avoid HMRC penalties.
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