Promissory Note Calculator & Generator

PROMISSORY NOTE PRINCIPAL AMOUNT: $25,000 USD ANNUAL INTEREST RATE: 7.5% NOTE DATE: September 15, 2026 BORROWER: Jordan Lee (420 Park Ave, Apt 4B, New York, NY 10022) LENDER: Crestview Capital LLC (100 Financial Way, Wilmington, DE 19801) 1. PROMISE TO PAY FOR VALUE RECEIVED, the undersigned Borrower, Jordan Lee, promises to pay to the order of Lender, Crestview Capital LLC, the principal sum of $25,000 United States Dollars, together with interest on unpaid principal at the rate of 7.5% per annum until paid in full. 2. REPAYMENT TERMS The debt shall be repaid in 36 consecutive monthly installments of $777.66 USD each, commencing 30 days from the Note Date and continuing on the same calendar day of each subsequent month until the entire balance is paid in full. Total payments over the term equal $27995.60 USD, consisting of $25,000 USD in principal and $2995.60 USD in interest. 3. PREPAYMENT Borrower reserves the right to prepay this Note, in whole or in part, at any time without penalty or premium. Any partial prepayment shall be credited first toward accrued interest and then to unpaid principal. 4. LATE CHARGES AND GRACE PERIOD If any payment is not received by Lender within 10 calendar days of its due date, Borrower shall pay a late fee equal to 5% of the delinquent payment installment. 5. DEFAULT AND ACCELERATION The occurrence of any of the following shall constitute an Event of Default: (a) Failure by Borrower to pay any principal or interest payment when due; (b) The insolvency, bankruptcy, or assignment for the benefit of creditors by Borrower. Upon the occurrence of an Event of Default that remains uncured after fifteen (15) days' written notice from Lender, Lender may, at its option, declare the entire remaining principal balance and all accrued interest immediately due and payable. 6. ATTORNEYS' FEES AND COLLECTION COSTS In the event this Note is placed in the hands of an attorney for collection following an uncured default, Borrower agrees to pay all reasonable collection costs, court filing fees, and reasonable attorney's fees incurred by Lender. 7. GOVERNING LAW This Note shall be governed by, and construed in accordance with, the laws of the State of Delaware. IN WITNESS WHEREOF, Borrower has caused this Promissory Note to be executed as of the date first written above. BORROWER SIGNATURE: _____________________________________________ Name: Jordan Lee Date: September 15, 2026 LENDER ACKNOWLEDGMENT: _____________________________________________ Name: Crestview Capital LLC Date: September 15, 2026