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Freelance Rate Calculator

Calculate a recommended freelance hourly rate based on your income goals, taxes, overhead, utilization, and a profit buffer. Export scenarios to CSV.

Freelance Rate Calculator
Financial Targets
Capacity

Include paid time off

Subtract PTO from working weeks

Recommended Rates

Hourly

$150.00

Billable hrs/yr: 1232

Daily (8h)

$1,200.00

Weekly (40h): $6,000.00

Target revenue$184,800
Taxes25.00%
Overhead$6,000
Profit buffer10.00%

Tip

Utilization is usually the biggest lever. If you can only bill 50% of your hours, your hourly rate must be higher.

Utilization Scenarios
UtilizationBillable hoursHourly rate
50.00%880$210.00
60.00%1056$175.00
70.00%1232$150.00
80.00%1408$131.25
90.00%1584$116.67

Our freelance rate calculator helps you estimate a sustainable hourly rate by factoring in taxes, overhead, utilization (billable time), and profit buffer. Adjust inputs to match your situation and market.

Common Use Cases

  • Pricing your services

    Translate income goals and overhead into a practical hourly rate.

  • Utilization planning

    Model how billable utilization impacts your hourly rate requirement.

  • Budgeting taxes and costs

    Include taxes, overhead, and a profit buffer for a safer estimate.

  • Scenario modeling

    Export utilization scenarios to compare options in a spreadsheet.

Key Features

Hourly, daily, and weekly rates

See the equivalent rates from the same target revenue model.

Utilization scenarios

View hourly rate recommendations across common utilization levels.

Copy + CSV export

Copy a summary and export scenarios to CSV.

Privacy-first

Runs in your browser—no sign-up and no data stored.

Frequently Asked Questions

What is billable utilization?

Billable utilization is the percent of your working hours you can actually bill to clients. Admin work, sales, meetings, and downtime reduce utilization.

How do taxes affect freelance rates?

Taxes reduce take-home income. This calculator treats taxes as a percentage of revenue needed to cover your take-home target.

Is daily/weekly rate just hourly multiplied?

This tool shows simple equivalents (8 hours/day, 40 hours/week). Many freelancers price projects differently depending on scope and risk.

How accurate is this?

It is a planning estimate. Real pricing depends on your market, value, demand, and contract structure.